We have a variety of commercial real estate loans, so you have plenty of options when it comes to getting the commercial real estate financing you need. A few of our popular lending programs include:
The key financing product that is used most frequently for commercial real estate finance is permanent fixed rate financing. The lowest interest rates, longest terms and longest amortization schedules are usually provided by permanent fixed rate loans. Commercial Capital Partners works to supply the most diverse spectrum of permanent funding options with Banks, Life Companies, Credit Unions, REIT's, Debt Funds, Fannie Mae, Freddie Mac and more.
Floating-rate financing typically uses the London Interbank Offered Rate (LIBOR). For borrowers who have a lot of upside in an existing property and need a limited period of time to stabilize it, this product is very appealing. Historically, these rates have been low and have been very common because they typically have a minimum to no prepayment penalty.
Bridge financing are flexible short-term financing for projects that may have a challenging and / or complex component integral to the transaction. This type of financing provides the borrower with the necessary time frame for the properties to be repositioned and stabilized, at which time a longer-term loan will... Read More
Mezzanine debt (also called subordinate debt is a structured financing product used to increase leverage. It is generally higher risk than senior debt, and therefore requires higher returns. Mezzanine debt can be secured by a second trust deed and is subordinate to the senior mortgage but primes any equity. Read More
Introducing strategic capital for specific projects / development, value-add, or stabilized assets – allows clients to get maximum leverage on their capital and opens up opportunities to pursue larger deals versus being limited to conventional family and friends deals. JV money typically will invest between 90% - 95% of the required equity. JV equity is available in all major property types (i.e. retail, office, industrial, hotel, multi-family, condos).
Construction financing is a short-term loan used by borrowers to finance the expenses of building an existing building / facility from the ground up. Every loan varies depending on the product type and the amount of time it takes to complete the construction process. For most construction loans the borrower is required to offer some level of recourse. Read More
Commercial Capital Partners arranges private money financing for real estate owners, developers and entrepreneurs. These are real estate secured financing programs structured to meet the needs of each borrower.
For clients who are buying land to develop that often will have entitlement risk. Commercial Capital Partners maintains relationships with land lenders that can underwrite around these risks and provide 12-24 month loans at approximately 50% of Land Cost or Appreciated Value. Generally, these loans range between 7.5%- 10% in interest rate with recourse. Non-Recourse may also be available.
The USDA helps create jobs and stimulates rural economies by providing financial backing for rural businesses and properties. Its primary purpose is to create and maintain employment and improve the economic climate in rural communities. USDA Loan proceeds may be used for working capital, machinery and equipment, real estate, and certain types of debt refinancing. This is achieved by expanding the lending capability of private lenders in rural areas and helping them service quality loans that provide lasting community benefits. This program represents a true private-public partnership.
The Small Business Administration (SBA) was created in 1953 as an independent agency of the US government to protect the interests of small businesses, preserve competitive enterprise, and strengthen the economy. The SBA helps small business owners remain the engine of the United States by offering higher LTVs and lower DSCRs than most conventional loan products. These programs are operated through private-sector lenders that provide loans which are, in turn, guaranteed by the SBA; the Agency has no funds for direct lending or grants. These products are available nationwide. Read More
A CMBS Loan, also known as Conduit Loan, is a type of commercial real estate loan that is secured by a first-position mortgage on a commercial property. These loans are packaged and sold by Conduit Lenders, commercial banks, investment banks, or syndicates of banks. A CMBS Loan has a fixed interest rate (which may or may not include an interest-only period) and is typically amortized over 25-30 years, with a balloon payment due at the end of the term. Read More
Freehold Condominium. Standard, Phased, Common Elements & Vacant Land Condominiums.
High-Rise, Low Rise, Garden, Townhouse, Brownstone, Loft, Senior Assisted Living Facilities, Student Housing, Mobile Home Parks.
Interior & Exterior Corridor
Shopping Centers, Power, Neighborhood, Regional, Life Style, Outlet, Fashion, Specialty, Themed, Community, Convenience & Strip Centers, Single Tenant, Fast Food Restaurants and all forms of NNN
Class A, B, C Properties: Low-Rise, Mid-Rise, High-Rise, Campus / Corporate Headquarters, Garden, Multi-Tenant, General Commercial, Medical, Dental, Single Tenant, Owner Occupied, Government Occupied, Office Flex.
Class A, B, C Properties
Class A, B, C, Properties: Office, Office Medical, Office Condo. All Property Types
Auto Repair, Gas Station, Church, Car Wash, Hospital, Urgent Care, Golf Course, Marinas, etc.
Commercial & Residential Development, Farms, Recreational & More.
Ready to receive your no-obligation consultation for free? Just give us a call during regular business hours and we’ll be proud to provide you with a comprehensive financial analysis and recommend a financial package that will be a good fit for your business. Contact us today to get started.